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Cleva by ZUFISODEPrivateTaxley
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Option 1 · Do it yourselfYou keep the books.
Cleva does the groundwork.
For companies and accounting firms that do their own bookkeeping. Accounting runs on our server in Switzerland; payroll, invoicing and the app are online. Nothing to install. The AI runs exclusively in Microsoft Azure in Zurich.Try free for 30 daysSee the software →Accounting firms: become a partner →
Cleva Accounts with AI chat
Cleva Accounts with AI chat · Sample dataEnlarge ↗
Option 2 · OutsourceYou hand in your receipts.
ZUFISO does the rest.
Bookkeeping, payroll, VAT, withholding tax, year-end closing and company taxes. For SMEs across German-speaking Switzerland, with one dedicated contact person.Discuss an engagement
Handing in receipts
Handing in receiptsSample data
Private individualsTaxleyYour tax return. From CHF 39. Prepared by AI, checked by tax professionals. For the cantons of Zurich, Aargau, Lucerne and St. Gallen.Go to Taxley

Meet Cleva.

Cleva reads your receipts, matches bank transactions and proposes bookings, each with its reasoning. Whatever Cleva isn’t sure about, it asks. Nothing is posted until you or your accountant approve it.

More about Cleva Accounts →
Reads receiptsRecognises and files invoices, receipts and credit notes.
Matches the bankLinks every transaction to a document. If one is missing, you see it straight away.
Books by your rulesYou decide how things are booked, for example “Swisscom always to telephone”. Every booking comes with its reasoning.
Asks instead of guessingAnything unclear is collected as questions for you, rather than made up.
PayrollPayroll in an hour instead of an evening.AHV to KTG and withholding tax, with knowledge of collective labour agreements such as the L-GAV for hospitality. Payslips as PDF or in the app, salary certificate included.More about payroll →
Payslip with navigation
Payslip with navigationSample data
InvoicingQuotes, QR-bills, payment reminders.Your customers accept quotes online and pay by QR code. You reconcile payments with your bank statement and send reminders for overdue invoices in a reminder run.More about invoicing →
Invoicing · overview
Invoicing · overviewSample data
Employee appTime, holidays and expenses on your phone.Clock in, request holidays, photograph expense receipts and view your own payslip. Free for employees.More about the app →
Employee app: running time tracking and weekly overview
Employee app: holiday balance and calendar
Employee appSample data

How it works

Do it yourself
01Request a free trialWe briefly clarify what you need. No credit card required.
02SetupWe set up Cleva for your company and, if you like, take over your chart of accounts, staff and previous year.
03Day to dayCleva prepares, you review and approve.
04Year-endDone by you or your accountant.
Outsource to ZUFISO
01Initial consultation30 minutes, free of charge. We agree on the scope.
02HandoverWe take over the chart of accounts and balances from your last annual accounts.
03OngoingYou hand in receipts via app, upload, post or in person. Questions come in one batch.
04Year-endZUFISO handles the closing, taxes and salary certificates.
Data in SwitzerlandThe database and files of Cleva Lohn & Faktura are stored in a data centre in Zurich.
AI in ZurichThe AI models run exclusively in Microsoft Azure, Switzerland North region in Zurich.
Accounting in SwitzerlandCleva Accounts runs on our server in Switzerland, or on your own computer if you prefer. Nothing to install.
A human approvesCleva proposes and explains. Nothing is posted until you approve it.
Pricing

What Cleva costs

Cleva Lohn & Fakturafrom CHF 19per monthplus AI usage, only for the chat, usually a few francs a year
  • Invoicing and 3 employees included
  • Each additional person CHF 3.50 per month
  • Employee app free for everyone
Cleva Accountsfrom CHF 39per monthplus AI usage, on average around CHF 5 to 10 per month
  • 100 documents per month included
  • On our server in Switzerland
  • We handle setup and updates
For accounting firmsfrom CHF 19per client and monthplus AI usage, on average around CHF 5 to 10 per client and month
  • Your own firm free
  • Volume discount by number of clients
  • Three pilot clients free for one month

All prices excl. VAT. We bill AI usage by consumption once a year. Our experience from 13 annual closings in October 2026: on average around CHF 5 to 10 per client company and month, more with a very large number of documents. In Cleva Lohn & Faktura only the chat uses AI. The employee app is always free for employees. Try free for 30 days, no credit card needed. After that Cleva simply keeps running and is billed from the following month. If you don’t want to continue, a short message is enough and we delete your data. If you outsource your accounting entirely, you receive a fixed price after the initial consultation. Try free for 30 days →

References

Customers who work with Cleva

  • LIN'S Restaurant
  • Esteban Castle Media
  • Henna Tattoo Schweiz
  • Triso Treuhand
  • Freetour.com
In a restaurant there’s hardly any time for office work. With Cleva, payroll is done quickly, and our staff see their payslips right in the app.
Lin ChenManaging Director, LIN'S Restaurant
As an agency we want to film, not do bookkeeping. With Cleva we send quotes in a few minutes, clients accept them online, and the invoice with QR code is ready straight away.
Vicente Esteban Aranguiz FernandezManaging Director, Esteban Castle Media
I simply hand in my receipts and still have an overview at all times. Questions come in one batch, and I know who to call.
Sandra ParrinelloManaging Director, Henna Tattoo Schweiz
Cleva prepares our clients’ accounting, we review and decide. That lets us look after more clients without giving up professional control. That our clients stay ours was our precondition.
Dino De PascalisOwner, partner accountant, Triso Treuhand
Running a company in Switzerland with an international team means a lot of paperwork. With Cleva our payroll and invoices are in one place, and ZUFISO takes care of the rest. We finally know where we stand every month.
Ivan Reina CabelloManaging Director, Freetour.com

Questions

Do I need ZUFISO as my accountant to use Cleva?No. Accounting firms and companies can use the software themselves. If you would rather hand it over, you give the engagement to ZUFISO.
How much does Cleva cost?Cleva Lohn & Faktura from CHF 19 per month, including invoicing and 3 employees; each additional person CHF 3.50. Cleva Accounts from CHF 39 per month, including 100 documents. Accounting firms from CHF 19 per client company. All prices excl. VAT. AI usage is charged on top by consumption, on average around CHF 5 to 10 per client company and month. Try it free for 30 days, no credit card needed.
How much does the AI cost?We bill AI usage by consumption once a year. Based on 13 annual closings in October 2026: on average around CHF 5 to 10 per client company and month, more with a very large number of documents. In Cleva Lohn & Faktura only the chat uses AI, usually a few francs a year. The app is always free for employees.
What happens after the 30 days?Cleva simply keeps running and is billed from the following month. If you don’t want to continue, a short message is enough and we delete your data.
Where is my data processed?In Switzerland. The database and files of Cleva Lohn & Faktura are in Zurich, the AI models run in Microsoft Azure in Zurich, and Cleva Accounts runs on our server in Switzerland.
Is the software available in English?Yes, Cleva Lohn & Faktura is: every user can switch between German and English in the user menu. Cleva Accounts and the employee app are currently in German. Quotes, invoices and emails from invoicing go out in German, French, Italian or English.
Does Cleva post bookings on its own?Cleva proposes bookings, each with its reasoning. Anything unclear comes to you as a question. Nothing is posted until you approve it.
Is Cleva Swissdec-certified?Not yet. We start certification in 2027; it will be completed in 2028 at the earliest. Until then you receive all payroll reports as files and submit them yourself. If you have outsourced your accounting to ZUFISO, we submit them for you.
Can I use Cleva alongside Abacus or Banana?Yes. We set up the connection when you start.
Which social insurances does payroll cover?AHV, ALV, BVG, UVG and NBU, KTG, FAK and withholding tax, configured per company and year.
What do my employees need?A smartphone. The app is free for them. They use it to record time, holidays and expenses and to find their payslips.
Can I create QR-bills with Cleva?Yes. Invoicing creates invoices with a QR payment part to the Swiss standard, with QR-IBAN and reference, as PDF and on the document page.
Will my customers see my company colours?Yes. The document page and emails show your logo and accent colour. Cleva only appears small in the footer.
I’m a private individual. Am I in the right place?For your private tax return there is Taxley, also by ZUFISO. From CHF 39, every return checked by a tax professional.
Haci BozcaYour contact personHaci BozcaFounder and CEO, ZUFISO
You reach me directly, no call centre. I know your company and remain your contact person.+41 43 542 54 00haci.bozca@cleva.chTry free for 30 days

Which way suits you?

Try Cleva free for 30 days, no credit card needed. We set it up for you. Prefer to talk first? In a free consultation we look at your situation, or give us a call: +41 43 542 54 00.